When you talk directly to a lender who is trying to sell you a loan, you would not expect to hear about cheaper or better loans from its competitors.

This is why mortgage brokers are very appealing to consumers – they offer a range of lenders and loan products.

It’s an exceptional proposition, but it is not prudent to take advice from mortgage brokers because they are paid and controlled by banks and other lenders.  They suffer unavoidable conflicts of interest (see our FAQ section) and are not paid unless you settle a loan they sell to you.

So who can you turn to for advice?

Talk to Vanilla Loans

Why use a borrower’s agent like Vanilla Loans?

Michael Lee, Australia’s most controversial mortgage educator, who’s helpful advice is frequently published in national media including mortgage and property magazines, newspapers and on the web, tells us in his new book Mortgage Free Debt Free: -

A borrower’s agent is a qualified mortgage professional equipped with the right tools, connections and know-how to advise and guide you to getting the right solution for your needs.  It’s not to say that mortgage brokers aren’t professional, it’s just that they are professional salespeople paid by the lender, not professional advisers paid by their clients.

On the other hand, borrower’s agents are professional advisers who do not suffer any conflict of interest.  Unlike any merchant, a borrower’s agent works exclusively for you.  Their lender range and services are limited only by your budget and desire to get it right.

He goes on to explain: -

The price of using a good borrower’s agent will return tenfold for most people and it is usually better to pay a little today than risk a lot tomorrow.

Special Introductory Offer

Rushing into the wrong mortgage can quickly become far more costly than missing out on the right one, so speak to us before you commit to anything.

At Vanilla Loans, our hourly rate is $198 (GST inclusive) with a minimum commitment of 2 hours.

If you have not previously engaged our services and you live anywhere in Australia, receive the first hour of service for free – and a copy of Mortgage Free Debt Free by Michael Lee.

In other words, taste Vanilla Loans for just $198 and get 2 hours for the price of 1 – and a free copy of Mortgage Free Debt Free!

Lick here for a sweet vanilla deal.